How long does a mortgage pre-approval last in Arizona? Most run 60 to 90 days, but credit, pay stubs, and rates age faster. See what expires, how to renew, and what agents should check. Pillar Mortgage Group.
Buying a house during the holidays in Arizona: the 2026 dates that stall funding and recording, how a December closing changes prepaid interest, and how to protect your lock. Pillar Mortgage Group.
A physician mortgage can mean 0 to 5% down and no PMI for doctors, residents, and new attendings in Scottsdale and Phoenix. See who qualifies, how loans are counted, and the tradeoffs. Pillar Mortgage Group.
Closing Disclosure 3 day rule in Arizona: when the clock starts, which fees can change after your Loan Estimate, what restarts the wait, and what to check before you sign. Includes a Scottsdale example. Pillar Mortgage Group.
Buying a house with a pool in Arizona? Lenders finance them like any home, but insurance, upkeep, and repairs change your budget. See the real monthly costs and what to inspect. Pillar Mortgage Group.
Mortgage rates hit 7.28%, the highest since November 2023. On a $400,000 Arizona loan that is $251 a month more than a year ago. See the math and five ways to lower the payment. Pillar Mortgage Group.
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).